Loan Rates
| Rate Description | Term | Payment Description | APR | APR TYPE |
|---|---|---|---|---|
| NEW VEHICLES (2020-2018) | 0-48 months | up to 100% of NADA Retail | Starting @ 0.00959% | 3.50% |
| NEW VEHICLE (2020-2018) | 49-60 months | up to 100% of NADA Retail | Starting @ 0.01096% | 4.00% |
| NEW VEHICLE (2020-2018) | 61-72 months | up to 100% of NADA Retail | Starting @ 0.01233% | 4.50% |
| USED VEHICLE (2017-2014) | 0-48 months | up to 100% of NADA Retail | Starting @ 0.01233% | 4.50% |
| USED VEHICLE (2017-2014) | 49-60 months | up to 100% of NADA Retail | Starting @ 0.01342% | 4.90% |
| USED VEHICLE (2013 & older) | 0-48 months | up to 100% of NADA Retail | Starting @ 0.01342% | 4.90% |
| SHARE SECURED (3 % above current dividend rate; contact the credit union for current rates) | 0-72 months | 3% above current dividend rate | minimum 3.00 | Fixed |
| CD SHARE SECURED (3 % above current dividend rate; contact the credit union for current rates) | 0-72 months | 3% above current dividend rate | minimum 3.00 | Fixed |
| OTHER SECURED | 0-48 months | Starting @ 0.03014% | 11.00% | |
| SIGNATURE/PERSONAL (up to $3,500) | 0-48 months | Starting @ 0.03151% | 11.50% | |
| DEBT CONSOLIDATION (up to $10,000) | 0-48 months | Starting @ 11.50 | Fixed | |
| REMODELING/LANDSCAPING (up to $10,000) | 0-48 months | Starting @11.50 | Fixed | |
| NEW TRAVEL TRAILER/RV/BOAT (2018 – 2017) | 0-60 months | 100% of NADA Retail | (Contact the credit union for current rates) | Fixed |
| NEW TRAVEL TRAILER/RV/BOAT (2018 – 2017) | 61-84 months | 100% of NADA Retail | (Contact the credit union for current rates) | Fixed |
| NEW TRAVEL TRAILER/RV/BOAT (2018 – 2017) | 85-120 months (20% down) | 80% of NADA Retail | (Contact the credit union for current rates) | Fixed |
| USED TRAVEL TRAILER/RV/BOAT (2016 & Older) | 0-60 months | 100% of NADA Retail | (Contact the credit union for current rates) | Fixed |
| USED TRAVEL TRAILER/RV/BOAT (2016 & Older) | 61-84 months (20% down) | 80% of NADA Retail | (Contact the credit union for current rates) | Fixed |
| NEW MOBILE HOME (2018-2017) | 0-72 months | 100% of NADA Retail | (Contact the credit union for current rates) | Fixed |
| USED MOBILE HOME (2016 & Older) | 0-60 months | 100% of NADA Retail | (Contact the credit union for current rates) | Fixed |
Disclaimer
*****The credit union may match loan rate/term upon pre-approval verification.
Members should call the credit union to verify current rates/terms.
Other loans and rates are available, contact the Credit Union for more information
*Annual Percentage Rate. Rate based on your credit score. Your actual rate may be higher.
