Fee Schedule
Revised as of 03/22/2018
The following fees may be assessed against your account.
Share/Share Draft Account (and related) Fees
| Share Savings Service | $5.00 Per month if the minimum balance of $25 is not maintained |
| $5.00 Per month if more than 10 withdrawals | |
| $25.00 if funds are not available for Automatic Payment (ACH) | |
| $5.00 Per month after inactive 1 year and account under $100.00 | |
| Statement copy | $5.00 per account per month |
| IRS 1099 (reprinted) | $2.00 |
| Christmas Savings Service | $20.00 (per withdraw) if funds withdrawn early |
| Vacation savings service | $10.00 if over four (4) withdrawals per year |
| Bill Paying savings service | $1.00 Per Check |
| Court Ordered Bill Paying Service | $5.00 Per Check Withdrawal |
| Close Account | $20.00 If account is closed within 12 months of open date |
| Re-Open Account | $10.00 (Within 60 days of Closing) |
| Overdraft (Honor from Shares) | $20.00 Per Item |
| Overdraft (NSF Return) | $25.00 Per Item |
| Overdraft L.O.C. (Advance from Loan) | $25.00 Per Item |
| Overdraft Loan Late Fee (no grace period) | $20.00 Per Month |
| Returned Item | $25.00 Per Item |
| Stop Payment | $15.00 Per Request |
| Share Draft Printing | Prices vary depending upon style |
| Copy of Paid Draft | $5.00 Per Copy |
| VISA CHECK CARD/ATM p.i.n. transaction | $1.25 per transaction |
| VISA CHECK CARD/ATM card replacement | $10.00 per card |
| VISA CHECK CARD/ATM p.i.n.reset/reorder | $5.00 |
| VISA CHECK CARD/ATM denial | $0.75 |
Miscellaneous Service Fees
| Notary service | FREE TO MEMBERS ($5.00 to non-members) |
| Account reconciliation | $15.00 per hour |
| Deposited return item (2 party) | $15.00 per item |
| Money order | $1.00 each |
| Official credit union check | $5.00 each |
| Internet account password reset | $2.00 each time |
| Christmas Savings Service | $20.00 (per withdraw) if funds withdrawn early |
| Consumer loan application | $10.00 per loan request |
| 1st Mortgage processing | Contact credit union |
| Home Equity processing | Contact credit union |
| Check cashing | $5.00 or 1% of check/direct deposit amount, whichever is greater, if share account 30 day average balance is under $100.00 AND no other services are being used @ time of transaction. Overdraft Loan is excluded as a service. |
| Check cashing (non-member) | $10.00 or 1% of check amount, whichever is greater (no personal checks accepted) |
| Electronic funds transfer (in/out) | $20.00 per transfer |
| Account verification requests | $10.00 per request |
| Returned mail (no forwarding address) | $5.00 (one time fee) |
| Garnishment and/or tax levies | $10.00 (per request) |
| Miscellaneous court ordered payments | $5.00 (per request) |
| Visa Gift Card | $2.00 each (can load from $10 – $500) |
| Regal Cinema Gift Card | FREE (available in denominations of $10 or $25 |
| Internet Banking reset | $5.00 each occurrence (60 day inactivity or invalid/reset pin attempts) |
The rates and fees appearing in this schedule are accurate and effective for deposit accounts as of the effective date indicated on this Fee Schedule. If you have any questions or require current fee information on your accounts, please call the Credit Union.
