How To Join

Joining is easy. If you meet the member eligibility requirements, all you have to do is fill out a membership application, show proper I.D., and deposit $25 or more ($5 deposit for minors) in a Share Savings Account. You can call us at 419-224-7861 or email us at to request a membership packet or come by the office and pick one up.

Membership is open to any persons who live, work, worship, volunteer, or attend school in the city of Lima, Ohio and businesses and other legal entities located in the city of Lima, Ohio. 

The previous membership field, which is still eligible, includes all employees and retirees of the following companies/organizations:

  • Whemco
  • Superior Forge & Steel
  • N & S Railroad
  • L.A.C.C.A (employees/clients)
  • Frank’s Drive-thru
  • V.F.W. Post #1911
  • Ohio Army National Guard
  • HHFC 148th Infantry & the Family Readiness group
  • Southside Neighborhood Assoc.
  • International Brake
  • UAW Local 975

Family members are eligible for credit union membership also. This includes: your spouse, children, parents, brothers, sisters, stepchildren, stepparents, grandchildren, and grandparents. With services like our Audio Response Teller and Internet Banking, we are here for our members 24 hours a day, 7 days a week.

Are the Savings in the Credit Union Insured?

Yes! Each account is insured up to $250,000 by the National Credit Union Administration (NCUA). NCUA is a federal government agency and is the credit union equivalent to FDIC (banks) and FSLIC (savings and loans).

What Are the Advantages of Joining a Credit Union?

  • Members, not shareholders, are credit union owners.
  • Credit unions have the best rates.
  • Credit unions are #1 in satisfaction and trust.
  • Credit unions educate members about money matters.
  • Each member has one vote regardless of the amount on deposit.